Casino Withdrawal Times: How Long Payouts Really Take
Casino withdrawal times range from under an hour to over a week depending on the payment method, the casino’s internal processing speed, and whether your identity has been verified. Marketing claims like “instant withdrawals” rarely tell the full story. This guide shows you what to realistically expect for each payment method, what causes delays, and how to get your money faster.
Updated
How Casino Withdrawals Work
Every withdrawal goes through two separate stages, and the total time is the sum of both.
- Casino processing: The operator reviews your request, checks your account for outstanding wagering requirements or verification issues, and approves the payout. This is the part the casino controls directly.
- Payment provider processing: Once approved, the funds are sent to your payment provider (bank, e-wallet, card network). The time this takes depends on the method and the provider’s own processing speed.
A casino might approve your withdrawal in 10 minutes, but if you are using a bank transfer, the money still takes days to arrive. This is why the payment method you choose matters as much as the casino itself. Completing casino KYC verification before your first withdrawal removes the biggest processing bottleneck.
Withdrawal Times by Payment Method
The table below shows realistic payout speeds based on data from UK-licensed casinos. “Casino processing” is how long the operator takes to approve; “total time” includes the payment provider’s processing.
| Payment Method | Casino Processing | Total Time to Receive Funds |
|---|---|---|
| E-wallets (Skrill, Neteller) | Minutes to a few hours | 1–24 hours (typically under 2 hours) |
| PayPal | Minutes to a few hours | 1–4 hours (median around 70 minutes) |
| Open Banking (Trustly) | Minutes | 30 minutes–2 hours |
| Visa Debit (Fast Funds) | Minutes to a few hours | 45 minutes–3 hours |
| Debit cards (standard) | Minutes to 24 hours | 1–5 business days |
| Bank transfer | Minutes to 24 hours | 1–5 business days (international: 3–9 days) |
E-wallets and Open Banking are consistently the fastest options. Standard debit card and bank transfer withdrawals are slower because the funds move through traditional banking rails, which do not process on weekends or bank holidays.
If speed matters to you, choose an e-wallet or Open Banking option at the point of deposit — most casinos require you to withdraw to the same method you deposited with.
What Is a Pending Period?
A pending period is a delay built into the withdrawal process by some casinos. After you request a cashout, your funds sit in a “pending” state for a set number of hours before the casino begins processing. During this window, some operators allow you to cancel the withdrawal and return the funds to your playable balance.
This practice — known as a reverse withdrawal — has been widely criticised because it tests player resolve and encourages people to gamble money they intended to withdraw. The UKGC recognised this harm and banned reverse withdrawals for all UK-licensed operators.
Outside the UK, pending periods still exist at many casinos:
- 12–24 hours: Common at well-run casinos
- 24–48 hours: Typical at mid-range operators
- 48–96 hours: A warning sign — some older platforms still impose this
A casino that processes withdrawals with no pending period — or a very short one — is generally a better choice. It is one of the indicators covered in our guide to finding a safe online casino.
Withdrawal Limits: How Much Can You Cash Out?
Most casinos impose limits on how much you can withdraw in a single transaction, per day, per week, or per month. These limits vary significantly between operators and can affect how quickly you receive large payouts.
| Limit Type | Typical Range | Notes |
|---|---|---|
| Per transaction | €2,000–€10,000 | Varies by payment method |
| Daily | €2,000–€5,000 | Some casinos have no daily cap |
| Weekly | €5,000–€20,000 | Mid-range is common |
| Monthly | €10,000–€50,000+ | VIP players often get higher or unlimited limits |
If you win a large jackpot that exceeds the monthly limit, the casino may pay it out in instalments over several months. Some operators make exceptions for progressive jackpot wins, paying the full amount regardless of standard caps — but this is not guaranteed. Always check the withdrawal limits in the casino’s terms before depositing. Our casino guides cover related topics like bonus terms and wagering requirements that can also affect what you can cash out.
Why Withdrawals Get Delayed
Withdrawal delays are the most common player complaint at online casinos, with the UKGC receiving approximately 2,000 delay-related complaints per year. Here are the most frequent causes.
Incomplete Verification
If you have not completed KYC before requesting a withdrawal, the casino will pause your payout until your identity is confirmed. This alone can add 24 to 72 hours. The fix is simple: submit your documents as soon as you register, well before you need to withdraw.
Unmet Wagering Requirements
Withdrawals are blocked if you have an active bonus with wagering requirements that have not been fully cleared. Typical requirements range from 20× to 50× the bonus amount, and different games contribute at different rates — slots usually count 100%, while table games may count 10% or less. Check your bonus progress in the casino’s account section before requesting a cashout. Our guide to wagering requirements explains how to calculate exactly where you stand.
Other Common Delay Causes
- Payment detail mismatch: The name on your withdrawal method does not match your casino account
- Exceeding withdrawal limits: Requesting more than the daily or monthly cap
- Multiple pending requests: Some casinos only process one withdrawal at a time
- Large withdrawal manual review: High-value cashouts are often flagged for additional security checks
- Weekend and bank holiday timing: Bank transfers and card withdrawals do not process outside business hours
How to Speed Up Your Withdrawals
Most withdrawal delays are avoidable. Follow these steps to get your money as quickly as possible:
- Complete KYC immediately after registration — do not wait until your first withdrawal to submit documents
- Use an e-wallet or Open Banking — these are consistently the fastest withdrawal methods
- Withdraw to the same method you deposited with — most casinos require this, and mismatches cause delays
- Clear wagering requirements before requesting a cashout — check your bonus progress in your account dashboard
- Stay within withdrawal limits — request amounts within the casino’s per-transaction and daily caps
- Choose casinos with short or no pending periods — the best online casinos process withdrawals without unnecessary delays
Your Rights as a Player
If you play at a regulated casino, you have specific rights regarding withdrawals:
- Right to withdraw deposits: UKGC rules state that players must be allowed to withdraw their deposit balance at any time, even when a bonus is active on the account
- No reverse withdrawals (UK): UKGC-licensed casinos cannot allow you to cancel a pending withdrawal — once requested, it must be processed
- Transparent fees: Any withdrawal fees must be reasonable, cost-reflective, and disclosed before you deposit
- Dispute resolution: If a withdrawal is unreasonably delayed, you can escalate to the casino’s ADR (Alternative Dispute Resolution) provider or complain directly to the regulator
If a casino refuses to process your withdrawal without a clear reason, or keeps requesting additional documents beyond what is reasonable, that is a red flag. Document everything and contact the regulator.
Frequently Asked Questions
What is the fastest casino withdrawal method?
E-wallets (Skrill, Neteller, PayPal) and Open Banking services like Trustly are the fastest, typically delivering funds within one to four hours. Visa Debit with Fast Funds is also quick, averaging under three hours at well-run casinos.
Why is my casino withdrawal still pending after 48 hours?
The most likely causes are incomplete KYC verification, unmet wagering requirements on an active bonus, or the casino’s internal pending period. Contact customer support and ask for a specific reason. If they cannot provide one, escalate to the ADR provider listed in the casino’s terms.
Can a casino refuse to pay out my winnings?
A regulated casino can withhold winnings only for legitimate reasons: incomplete verification, breached terms of service (such as using multiple accounts), or suspected fraud. They cannot refuse to pay simply because you won a large amount. If you believe a refusal is unjustified, file a complaint with the relevant regulator.
Do withdrawal times differ for bonus winnings?
The withdrawal processing time is the same, but you cannot withdraw bonus winnings until wagering requirements are fully met. Some bonuses also have a maximum cashout cap — for example, a €10 free bonus might limit winnings to €100. Always read the online casino bonus terms before opting in.
Should I withdraw to the same method I deposited with?
Yes. Most casinos require this for security reasons, and requesting a different method will trigger additional verification checks that delay the payout. If your deposit method does not support withdrawals (some prepaid cards, for example), the casino will typically offer a bank transfer as an alternative.
Conclusion
The speed of a casino withdrawal depends on three things: the payment method you choose, whether your identity has been verified, and the casino’s own processing policies. E-wallets and Open Banking deliver funds in hours; bank transfers and cards take days. Complete KYC early, choose a fast payment method, clear any wagering requirements, and play at casinos with short pending periods. That combination gets your money to you as quickly as the system allows.
